Hello! Today we shall discuss the latest annual CGTMSE guarantee cover for the loan limits under the MSME loans with banks. As we have explained in lots of our posts earlier, CGTMSE is a central government fund trust for msme loans. What is the latest MSME definition? The new MSME definition was revised on April […]
How to apply for SME loan under CGTMSE at SBI?
A Step-by-Step Guide to Applying for an SME Loan Under CGTMSE at SBIStarting or growing a small business requires capital, and traditional loans often require collateral that many entrepreneurs don’t have. This is where the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme becomes a game-changer. It provides a guarantee to lenders, […]
What is the annual guarantee fee of CGTMSE?
What is the annual guarantee fee(AGF) of CGTMSE? Understanding CGTMSE and Its Benefits for MSMEs Hello everyone, let’s discuss the fee details for coverage of MSME loans from the government. The fee was recently changed and reduced by the government on March 18th, 2025, to help small and medium enterprises engage more in business. What […]
CGTMSE FEE CALCULATOR
Hello! Here is your calculator for the CGTMSE fee calculation. The annual guarantee fee calculator shows the fees both with GST and without GST fees. The CGTMSE covers the limit upto 10 crores, which was upgraded recently. Please calculate by inserting your customised limit accordingly. Feel, free to share the link to your other […]
What is CGTMSE? full form? Scheme details
Unlocking Capital: A Guide to the CGTMSE SchemeFor many aspiring entrepreneurs and existing small business owners in India, one of the biggest challenges is securing a loan. Traditional lending often requires substantial collateral, something many micro and small enterprises (MSEs) simply don’t have. This is where the Credit Guarantee Fund Trust for Micro and Small […]